My name is Toby Madden, former economist with the Federal Reserve Bank in Minneapolis. I have recently retired after twenty years with the Fed and have decided to start a few projects to keep me busy. I started a speaking and consulting company to provide value to your company or organization by giving you a better perspective on what is happening in the economy and how that will affect you individually, your company, and your industry. I have also decided to write a book, Club Fed, which will explore the Federal Reserve, its potential problems, and solutions to these problems. Follow my blog for updates on my projects and my opinions and musings on the economy and our current financial system.